Compliance Stuff

Hurricane Helene made landfall late in the evening on Thursday, September 26, 2024, as a Category 4 storm. The Hurricane’s “largest impacts were across the southern Appalachians where widespread severe and unprecedented flooding occurred with hundreds of fatalities and billions in property damage.”   https://www.weather.gov/ilm/Helene2024 . For the many businesses engaged in recovery, this client alert provides recommended steps with associated resources. F or individuals and community organizers addressing more immediate survival and wellbeing needs, the Federal Emergency Management Agency (FEMA) makes location-specific information available at their website here:   https://www.disasterassistance.gov/ . North Carolina’s Division of Emergency Management also regularly updates information on FEMA Disaster Recovery Centers, open shelters, unemployment assistance, and other response efforts here:   https://www.ncdps.gov/our-organization/emergency-management/hurricane-helen...

Hurricane Helene has carved a path of devastation through the American Southeast, exposing continued shortcomings in local, state, and federal infrastructure and causing harm to both persons and property.  It will take years to restore the affected communities in South Carolina, Georgia, Florida, North Carolina, Virginia, and Tennessee—a process likely to start now and without delay. Business owners and individuals alike will be facing billions of dollars in lost and damaged property.  The following is a quick reference guide from the  Perkins Coie Insurance Recovery  team on best practices for making and preserving property insurance claims following a natural disaster like Hurricane Helene. Prepare for the worst before it happens.  Ensure that commercial and individual property insurance programs are thoughtfully purchased and negotiated in advance to cover every reasonably possible risk, including the risk presented by “named storms” like Hurricane Helen...